How we're funded
SterlingCat is free to use. Here is exactly how it earns money — and how that is kept from touching what you're told.
What earns money
- Ads (Google AdSense). They load only if you accept in the privacy banner. They see the page you're on — never the numbers you enter.
- Amazon links. Some links in the “Recommended reading” strip carry an Amazon Associates tag; if you buy after following one, we may earn a commission at no extra cost to you. As an Amazon Associate I earn from qualifying purchases.
What never earns money
- No financial products. SterlingCat sells and refers no mortgages, loans, insurance, or investments, and takes no per-referral fee from a lender. Any future money-service link would be flat, market-rate advertising — never paid per referral.
- The verdict is walled off from all of it. The code that computes the recommendation cannot see the ad or affiliate configuration — a firewall enforced by an automated test, so no later change can quietly let a payer move the answer. Recommended reading sits in a separate, labelled block and never affects the result.
Your privacy comes first
- The calculators run entirely in your browser. What you enter never leaves your device.
- Analytics and ads load only after you accept — you can change your mind any time from .
Disclosure
SterlingCat is operated by InnoviCat. Questions can be sent to [email protected].
We follow the FTC's “clear and conspicuous” standard (16 CFR 255.5) and Amazon's required statement: affiliate links are labelled and the disclosure sits with them, never hidden behind a hover or buried at the foot of the page.
Information only — not financial, legal, or tax advice.