Terms of Service

Last updated: January 1, 2025

Welcome to InnoviCat. These Terms of Service ("Terms") govern your access to and use of the InnoviCat website located at innovicat.com (the "Site") and all tools, calculators, and services provided through the Site (collectively, the "Services").

InnoviCat is a DBA of Haris Volos.

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

1. Acceptance of Terms

By accessing and using InnoviCat, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. These Terms constitute a legally binding agreement between you and InnoviCat.

2. Description of Services

InnoviCat provides free online tools and calculators, including but not limited to:

  • Text and writing tools (word counters, character counters, etc.)
  • Financial calculators (credit card payoff, savings calculators, etc.)
  • Other utility tools as we may add from time to time

All tools are provided free of charge and are supported by advertising.

3. Use of Services

Permitted Use

You may use our Services for personal, non-commercial purposes in accordance with these Terms. You agree to use the Services only for lawful purposes.

Prohibited Use

You agree NOT to:

  • Use the Services for any illegal or unauthorized purpose
  • Attempt to gain unauthorized access to our systems or networks
  • Interfere with or disrupt the Services or servers
  • Use automated systems (bots, scrapers) to access the Services without permission
  • Transmit viruses, malware, or other harmful code
  • Collect or harvest user information without consent
  • Use the Services to send spam or unsolicited communications
  • Impersonate any person or entity
  • Circumvent, disable, or interfere with security features
  • Use the Services in any way that could damage or overburden our infrastructure

4. Intellectual Property

Our Content

The Site and its original content, features, and functionality are owned by InnoviCat and are protected by international copyright, trademark, and other intellectual property laws. This includes our logo, design, text, graphics, and software.

Your Use

You may not copy, modify, distribute, sell, or lease any part of our Services without our prior written consent. You may not reverse engineer or attempt to extract the source code of our software.

Trademarks

"InnoviCat," the InnoviCat logo, and all related names, logos, and slogans are trademarks of InnoviCat. You may not use these marks without our prior written permission.

5. User Data and Privacy

Our tools process data you enter (such as text in the word counter or numbers in calculators) entirely in your browser. We do not store, transmit, or have access to the data you input into our tools unless explicitly stated otherwise.

For information about how we collect and use other data, please see our Privacy Policy.

6. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

We disclaim all warranties, including but not limited to:

  • Implied warranties of merchantability and fitness for a particular purpose
  • Warranties that the Services will be uninterrupted, error-free, or secure
  • Warranties regarding the accuracy, reliability, or completeness of any content

Financial Calculator Disclaimer

IMPORTANT: The financial calculators and tools provided on InnoviCat are for informational and educational purposes only. They are NOT intended to provide financial, investment, tax, legal, or accounting advice. The calculations are estimates based on the information you provide and may not reflect your actual financial situation.

You should consult with qualified professionals before making any financial decisions. InnoviCat is not a financial advisor, and use of our calculators does not create any professional-client relationship.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INNOVICAT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

In no event shall our total liability exceed one hundred dollars ($100) or the amount you paid us in the past twelve months, whichever is greater.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so some of the above limitations may not apply to you.

8. Indemnification

You agree to indemnify, defend, and hold harmless InnoviCat and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising out of or related to your use of the Services or violation of these Terms.

9. Third-Party Links and Content

Our Services may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of third-party sites. Your interactions with third-party sites are solely between you and that third party.

10. Advertising

The Services are supported by advertising. By using our Services, you agree that we may display advertisements. We work with third-party advertising partners who may use cookies and similar technologies as described in our Cookie Policy.

11. Modifications to Services

We reserve the right to modify, suspend, or discontinue any part of the Services at any time without notice. We may also add, change, or remove features and functionality. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Services.

12. Changes to Terms

We may revise these Terms at any time by posting an updated version on the Site. Your continued use of the Services after any changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.

13. Termination

We may terminate or suspend your access to the Services immediately, without prior notice, for any reason, including if you breach these Terms. Upon termination, your right to use the Services will cease immediately.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in the United States.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and InnoviCat regarding the use of the Services and supersede any prior agreements.

17. Contact Us

If you have any questions about these Terms, please contact us:

InnoviCat
Email: [email protected]
Contact Form