Currency Converter

Last updated: Jun 9, 2026

Loading exchange rates…

Amount?Enter the amount you want to convert

From?The currency you are converting from

Result

To?The currency you are converting to

· Source: ECB

Exchange rates are mid-market reference rates from the European Central Bank for informational purposes only. Actual transaction rates from banks and services will differ. Do not use for financial decisions without consulting your provider.

Understanding Your Results

The converted amount shown is based on the mid-market exchange rate — the midpoint between buying and selling rates. This is the rate you will see on financial news sites and Google. The actual rate you receive from a bank, credit card company, or money transfer service will typically be 1–4% less favorable due to their markup (spread). For large transactions, the difference between the mid-market rate and the rate you receive can be significant, so always check with your provider.

How to Use

Enter the amount you want to convert and select the source currency.
Select the target currency you want to convert to.
The converted amount appears instantly with the current exchange rate and its inverse.

Methodology

Conversions use cross-rate calculations based on EUR-denominated reference rates. When converting between two non-EUR currencies (e.g., USD to GBP), the rate is derived by dividing the EUR/target rate by the EUR/source rate. This is the standard method used by financial institutions worldwide. Rates are fetched from our server, which aggregates three independent sources and returns the freshest available data. The server response is cached at the CDN edge for one hour, and your browser caches rates locally for instant subsequent conversions.

Sources: European Central Bank · Frankfurter API

Practical Examples

Example 1: Converting 1,000 USD to EUR With an exchange rate of 1 EUR = 1.0832 USD, the cross-rate is 1 USD = 0.9232 EUR. So 1,000 USD × 0.9232 = 923.20 EUR. Example 2: Converting 5,000 JPY to GBP With rates of 1 EUR = 163.12 JPY and 1 EUR = 0.8614 GBP, the cross-rate is 1 JPY = 0.005281 GBP. So 5,000 JPY × 0.005281 = 26.40 GBP.

Tips for Currency Conversion

• Compare the mid-market rate shown here with your bank's or transfer service's rate to see how much markup they add. • Exchange rates on weekends and holidays may be from the previous business day, since central banks do not publish new rates on non-business days. • For travel planning, convert slightly more than you expect to need — exchange rates at airports and hotels are typically the least favorable. • Zero-decimal currencies like the Japanese Yen (JPY) and South Korean Won (KRW) are displayed without decimal places, which is standard for those currencies. • If you need to track a specific currency pair over time, bookmark the converter with your preferred currencies — they will be remembered.

About This Tool

This currency converter uses official exchange rates published by the European Central Bank (ECB). The ECB reference rates are based on a daily concertation procedure between central banks across Europe and worldwide, conducted at 14:15 CET each business day. Rates are aggregated from three independent providers to maximize freshness: Frankfurter (ECB data, updated ~16:00 CET), ExchangeRate-API (updated ~00:02 UTC), and Fawaz Ahmed's Currency API (updated ~00:00 UTC). The converter automatically selects the most recently updated rates.

Sources

All amounts and currency choices are calculated in the browser and never sent anywhere. Only the latest exchange rates are downloaded — no personal or financial details are transmitted.

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Frequently Asked Questions

Where do the exchange rates come from?

Exchange rates are sourced from the European Central Bank (ECB), which publishes reference rates based on data from 22 central banks worldwide. We aggregate rates from three independent providers — Frankfurter, ExchangeRate-API, and Fawaz Ahmed's Currency API — and always use the most recently updated rates available.

How often are the exchange rates updated?

The ECB publishes new reference rates around 16:00 CET each business day. Our other sources update around midnight UTC. By combining three sources, we provide two rate refresh windows per day. The converter checks for updated rates hourly and shows you when rates were last updated.

Are these rates accurate enough for real transactions?

These are mid-market reference rates published by central banks — they reflect the midpoint between buy and sell rates. Banks, credit cards, and money transfer services typically add their own margins (spreads) to these rates. Use this converter for planning and estimation, but always check with your bank or service provider for the exact rate you will receive.

Which currencies are supported?

The converter supports 39 currencies including all major world currencies: USD, EUR, GBP, JPY, CNY, INR, CAD, AUD, CHF, KRW, MXN, BRL, SEK, NOK, DKK, PLN, TRY, ZAR, SGD, HKD, NZD, plus AED (UAE Dirham), COP (Colombian Peso), CZK (Czech Koruna), EGP (Egyptian Pound), HUF (Hungarian Forint), IDR (Indonesian Rupiah), ILS (Israeli Shekel), ISK (Icelandic Krona), MYR (Malaysian Ringgit), NGN (Nigerian Naira), PHP (Philippine Peso), PKR (Pakistani Rupee), RON (Romanian Leu), SAR (Saudi Riyal), THB (Thai Baht), TWD (Taiwan Dollar), and VND (Vietnamese Dong).

Does the converter work offline?

Yes, partially. Once you have loaded the converter at least once, exchange rates are cached in your browser. If you lose internet access, the converter will use the last available rates and clearly indicate when they were last updated. The rates may be slightly outdated, but remain useful for most everyday conversions.

Is my data private when using this converter?

Yes. All conversions are calculated entirely in your browser. The only network request is to fetch the latest exchange rates — this request does not include any information about your conversion amounts, selected currencies, or personal data. Your currency preferences are stored only in your browser's local storage.

Is the Russian Ruble (RUB) available?

Yes, the Russian Ruble is available for conversion. Because some central banks no longer publish a EUR/RUB reference rate, its rate is drawn from other providers and may update less frequently or vary more between sources than for major currencies.

How is the cross-rate calculated when neither currency is the Euro?

Since ECB rates use the Euro as the base currency, converting between two non-Euro currencies (e.g., USD to GBP) uses a cross-rate calculation. The amount is first converted from the source currency to EUR, then from EUR to the target currency. This is standard practice in foreign exchange and produces the same result as a direct rate.